A story. As faithful readers will know, Wife and I recently brought a new one into our family. As we were securing our finances for our bundle of joy we shopped around for the best deal on interest rates, cause that’s the grownup thing to do. We finally decided that one credit union in particular was worthy of our business. We set up our loan to withdraw automatically from our other account so no hair-pulling or fingernail-biting would result from wondering if we made a payment or not.
Flash forward to two weeks ago. Our first automatic payment was about to happen and we wanted to make sure that everything went smoothly. We called the credit union to insure that they had the right account and everything and they assured us that we were golden. Well the pay date comes and goes and I check the balances. No withdraws. Stroking my imaginary beard, I think “Hmmmm” We call them up and they assure us that the transfer will go through. With our fears adequately quelled we go about our business.
One week later. I check the balance. Nothing. No change. Nada. I give the lovely people a call again and again in the most soothing tones they tell me that the transfer for that particular day did not post for one reason or another. And they again assure me that it will go through tommorrow.
Today. Just for kicks I check the balance. Zip. Zilch. Zero. No change. Here’s where things get interesting. I call the credit union again. They now say that the transfer went through easy peasy! Hmmmm. Being the not-as-mature-person-as-my-wife I say “Great! Peace out!” and start humming the first few bars of “Oh ho ho it’s magic, you know dum dee dum dee dum dum dum” I excitedly call my wife to tell her the good news. “Honey, it’s like one of those Monopoly cards! ‘Bank makes mistake in your favor. Collect $200.’” Being the brains of the operation my wife lovingly tells me that I need to call them back and that it doesn’t work like in Monopoly. So I call the credit union again and talk to the same lady. She does some checking (or just stays silent for a few minutes, no way I could have told the difference) and says everything’s fine on their end and it must be my bank’s fault. So I call my bank. THEY tell me that they don’t see anything on their end and it must be the credit union’s fault.
By this time I’m seriously considering not pushing my luck any more and just accept it one of those weird acts of nature, like the Bermuda Triangle or Cher winning an Oscar (Thanks for informing me, E!) But I call up the credit union for the third time and talk to the nice lady again for the third time. And guess what she tells me? In the calmest way possible she reassures me that the transaction will post today or tomorrow! Hah HA! Of course! I should have known.
So that’s where I stand. As of this writing, still no action, no nothing. It reminds me of one of my favorite movies of all time, “SNEAKERS” If you, dear reader, haven’t seen this movie then you are doing yourself a great disservice. In one scene Ben Kingsley says this, “Society is not built upon reality, but the perception of reality.” Oh how true that is. Anyway I’ll keep all the faithful readers updated on this. This concludes my post. I’m going to play Monopoly.

1 response so far ↓
1 Meg // Feb 26, 2008 at 1:52 am
I want a Winnebago. Red interior. The end.
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